Useful answers, connected to the right model.

Practical guides explain the decisions behind each model, from cash forecasting and valuation to property, acquisitions and project finance.

• Profit does not pay a bill due next Friday. See your cash position with an editable Excel forecast and PDF guide.

  Explore the 13-Week Cash Flow Forecast Excel financial model · Read the guide: 13-Week Cash Flow Forecast Template Excel: See Cash Shortfalls Before They Happen

• Founders can know their current bank balance and still not know when cash runs out. Use this model to test runway, burn and break-even.

  Explore the Cash Runway & Break-Even Model Excel financial model · Read the guide: Cash Runway & Break-Even Model Excel: Burn Rate, Funding Need and Break-Even Month

• SaaS revenue is not well modelled by simply applying a growth percentage to last month. Model acquisition, churn, pricing and recurring revenue.

  Explore the SaaS Financial Model Excel financial model · Read the guide: SaaS Financial Model Template Excel: MRR, ARR, Churn, CAC, LTV and Runway

• A valuation based only on a revenue multiple or headline EBITDA can hide the assumptions driving value. Use discounted cash flow to test value.

  Explore the Business Valuation / DCF Model Excel financial model · Read the guide: DCF Valuation Model Template Excel: WACC, Free Cash Flow and Terminal Value

• Online stores can grow sales and still run short of cash. Model margins, advertising, returns and inventory before scaling.

  Explore the E-Commerce / DTC Financial Model Excel financial model · Read the guide: Ecommerce Financial Model Template Excel: Forecast Revenue, CAC, Inventory and Cash Flow

• A development can appear profitable before realistic lease-up, financing and exit timing are included. Connect land, build, finance and exit assumptions.

  Explore the Commercial Property Development Model Excel financial model · Read the guide: Commercial Property Development Financial Model Excel: Development Costs, Lease-Up, IRR and Yield on Cost

• A leveraged acquisition can produce an attractive headline return while hiding excessive leverage or unrealistic exit assumptions.

  Explore the LBO / Acquisition Financial Model Excel financial model · Read the guide: LBO Model Template Excel: Sources & Uses, Debt Paydown, IRR and MOIC

• Construction budgets change after work starts. Use an Excel drawdown model to track spending, commitments and funding needs.

  Explore the Construction Loan Drawdown & Cost-to-Complete Model Excel financial model · Read the guide: Construction Loan Drawdown Model Excel: Cost-to-Complete, Funding and Loan Balance

• A property can look attractive on gross rent and still disappoint once vacancy, operating expenses, financing and exit assumptions are included.

  Explore the Apartment Building & Residential Property Model Excel financial model · Read the guide: Apartment Building Financial Model Excel: Rental Income, NOI, Debt and Investment Returns

• An Amazon product can show a healthy selling margin before fulfilment fees, referral fees, returns, advertising and inventory cash are included.

  Explore the Amazon FBA Financial Model Excel financial model · Read the guide: Amazon FBA Financial Model Excel: Fees, TACoS, Inventory, Cash Flow and Break-Even

• Revenue growth does not tell a manufacturer which product is actually creating value. Compare product margins and unit economics before scaling.

  Explore the Manufacturing Costing & Unit Economics Model Excel financial model · Read the guide: Manufacturing Costing Model Excel: Unit Economics, Overhead, Capacity and Break-Even

• Restaurants can be busy and still lose money. Use an Excel model for covers, average spend, food and labour costs, debt and cash needs.

  Explore the Restaurant Financial Model Excel financial model · Read the guide: Restaurant Financial Model Template Excel: Revenue, Food Cost, Labour and Break-Even

• Hotel profitability depends on occupancy, room rates, costs, financing and cash timing. Test these drivers in an editable Excel model.

  Explore the Hotel / Hospitality Financial Model Excel financial model · Read the guide: Hotel Financial Model Template Excel: Occupancy, ADR, RevPAR, GOP and Cash Flow

• Renewable projects are long-lived assets with heavy upfront capital expenditure. Model production, capital costs, debt and project returns.

  Explore the Solar / Renewable Energy Project Finance Model Excel financial model · Read the guide: Solar Project Finance Model Excel: PPA Revenue, Debt, DSCR, IRR and LCOE

• Opening additional franchise units can increase accounting profit while creating a cash squeeze. Test startup cash needs before expansion.

  Explore the Franchise Expansion Financial Model Excel financial model · Read the guide: Franchise Expansion Financial Model Excel: Multi-Unit Growth, Royalties, Cash Flow and Returns

• Founders often know how much money they are raising but not exactly what each round does to ownership. Model dilution and ownership across funding rounds.

  Explore the Cap Table & Equity Waterfall Model Excel financial model · Read the guide: Cap Table Model Excel: SAFE, Funding Rounds, Dilution and Exit Waterfall

• A carrier can increase miles and revenue while destroying margin if empty miles, fuel, driver cost or maintenance rise faster.

  Explore the Freight / Logistics Profitability Model Excel financial model · Read the guide: Trucking Profitability Model Excel: Cost per Mile, Operating Ratio and Profit per Truck

• A dental practice can look affordable based on revenue or seller earnings while failing once acquisition debt and a realistic operating forecast are applied.

  Explore the US Dental Practice Acquisition Model Excel financial model · Read the guide: Dental Practice Acquisition Financial Model Excel: SBA Loan, DSCR, Valuation and Buyer Returns

• A polished spreadsheet can still contain broken logic, inconsistent balances, unrealistic margins or assumptions that do not fit the business being modelled.

  Explore the Financial Model Audit Checklist Excel financial model · Read the guide: Financial Model Audit Checklist Excel: Check a Spreadsheet Before You Trust the Numbers